Rising rates are a seller problem, not a buyer problem.
The Seller Participation Program educates our homebuyers and provides a defined strategy turning rate sensitivity into opportunity.
Buyer Information
Shown on your buyer summary.
Your Scenario
Update any number and everything below adjusts instantly for you.
$
$
$
Auto-set from price − down payment. Editable.
30-Year Fixed Conventional
%
The third party costs below are estimates and specific to the property being purchased.
$
$
$
$
%
%
%
These three fields set the permanent buydown pricing — how much discount points move the buyer's interest rate based on their profile. The spread depends on your loan-to-value and program, so set it to whatever you're quoting rather than assuming it scales evenly from 1% to 3%. The temporary buydown below is calculated directly from amortization math, not program pricing, so it doesn't use this table.
Seller Participation Amount
Choose a preset credit level, or enter your own custom amount.
Seller is contributing
$11,000
This money comes from your seller, not you — the only question is which of the three options below puts it to best use for you.
Compare Your Options
Seller Participation can benefit you in three ways, select your savings preference
Recommending
Payment and Seller Participation Options ▾
Compare various options of monthly and upfront savings. Payments shown are for Year 1.
Option
No Credit
1% Credit
2% Credit
3% Credit
Each column's Cash-Flow row uses the smallest buydown structure that credit level fully funds on its own (noted under the column header), so it can differ from the structure selected in Your Scenario above.
Which Program Is Right for You
A quick way to see which one matches your situation.
Cash-Flow
You want the benefit of having the lowest possible monthly payment
You want to utilize the monthly cash flow for other purposes
You want savings now and to benefit from our Lender for Life program
Conservative
You are comfortable with today's interest rate and payments
You want absolute certainty with your monthly payments
You have fixed income and don't expect it to increase in the near term
Cash in Hand
Offset your closing costs to utilize your funds for renovations or savings
You prefer flexibility than a lower payment. You determine where and when your funds are allocated
You want savings now
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Our Lender for Life Program
Interest Protection for the life of home ownership
Interest rates are temporary, the home you choose is not. That's why every buyer we work with is automatically enrolled in our Lender for Life program: we monitor your mortgage for as long as you own your home, not just through closing day. When rates decline we contact you proactively and move you out of your existing loan and into a new, lower rate, with no lender charges.
Buyer Summary
Downloads a PDF of this page exactly as your buyer sees it, branded for your team.
Switches to Buyer View to build the file, then switches back.
Branding ▾
Set once, shared with your whole team automatically.
You need edit access to this page to change branding. Ask a teammate with edit access, or view it as-is.